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Financial services
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Public transport fare
Mobility of services conquers new peaks. It is no longer enough to be available 24 hours a day. There is a need for over-the-clock mobility of services that make our lives comfortable, even when it is concerned to everyday fare.
Get your fare using the mobile phone with the service PODSIMKA. Now anyone can buy a travel ticket not only in the ticket office or with the driver, but also through the payment terminal, or literally “over the air” by paying for it from your bank account.
Due to PODSIMKA’s integration with fare systems, it provides secure delivery of tickets “over the air” and their immediate discharge at the turnstiles. Active card PODSIMKA emulates or reproduces the work of contactless transport card Mifare (1K or Ultralight) and enables the storage of electronic tickets in a standard format. Therefore, an electronic ticket purchased through PODSIMKA is no different from an ordinary ticket and can be used in most existing electronic fare systems of the standard Mifare™ in public transport.


znak.gifTransition of transport companies to fare payment “over the air” makes it possible to significantly reduce the costs for production and distribution of ordinary tickets during peak hours to lessen the burden on ticket offices, to increase the capacity of stations and thus passenger flow. In addition, the sale of virtual tickets through the mobile service will minimize the risk of losses from the use of counterfeit tickets.

icon_g7.gifMobile payments “over the air”. A mobile phone is a handy device, and if it is also a payment card, then it is twice as handy. Contactless bankcards, such as VISA Paywave, and Mastercard PayPass, in the mobile phone: is it possible? Yes!

icon_g5.gifPrepaid and accumulative cards. PODSIMKA provides new opportunities for the distribution of gift certificates, movie tickets and tickets for public events. Without leaving the house, the customer can purchase a virtual card or ticket through his mobile phone and give it to another holder of PODSIMKA by simply sending the card to his phone.

icon_g8.gifMobile Banking. Bank by using the menu of a mobile phone. This feature comes in a universal application for any phone models. It combines classic functionality of a mobile bank with the ability to safely conduct any payments.

icon_g9.gifMicropayments and P2P transfers. An innovative tool for e-money systems is the possibility of placing an electronic wallet on PODSIMKA and quickly transferring the funds between customers’ wallets.